How to check BVN?

Your BVN is a biometric-based identification number issued by the Central Bank of Nigeria (CBN) to individuals with bank accounts or those planning to open one. It’s like your banking fingerprint, linking your biometric data (fingerprints and facial recognition) with your personal information (name, date of birth, and contact details).

Now, How to check BVN (Bank Verification Number)? In this article we’ll provide detailed step-by-step instructions on how you can check you BVN.

What is BVN?

BVN is a biometric-based identification number issued by the Central Bank of Nigeria (CBN) to create a centralized database of unique identifiers for all bank customers in Nigeria. This helps prevent identity theft, financial fraud, and other illegal activities, ensuring a more secure and reliable banking system. Think of it as a digital guardian protecting your financial well-being.

How to Check BVN?

There could be a lot of methods available but here we’ll discuss about the two convenient methods.

USSD Code

You can easily access your BVN code just by using your phone (no internet required). CBN offers USSD code service to know your BVN. To check BVN via this method, you’ll require a phone and a mobile number that is register in your Bank Account.

To check BVN number, open your phone’s Dialpad and type *565*0# . After dialing the code you’ll receive a popup and voilà! Your BVN number will be displayed on your screen. Convenience at its finest!

Note

• The individual must dial the shortcode (*565*0#) using the phone number registered for his/her BVN
• A service fee of N20 is charged
• No BVN would be returned where the phone number is linked to more than one BV

Apart from that you can also use USSD codes to validate BVN number. You are required to dial the shortcode (*565*1#), enter a BVN and send. The Name registered to the BVN is returned via the USSD session.

Credit: NIBSS

NBISS Portal

The Nigeria Inter-Bank Settlement System (NIBSS) provides a portal for a more comprehensive experience. Follow the steps below to find you BVN number: 

• Log in using your phone number to NBISS portal or create an account if you do not already have one. 
• Click the “More” option at the bottom of the screen 
• Select “My Bank” from the list of options. 
• You will then be able to view the BVN number associated with your account.

This method will require a internet connection.

Wrapping Up

While the BVN system enhances the security and transparency of banking operations, it’s crucial to safeguard your BVN number. Treat it like a precious asset, and only share it with trusted sources, such as your bank or authorized financial institutions.

Remember, if your BVN falls into the wrong hands, it could lead to identity theft, financial fraud, or other malicious activities. Protect your financial well-being by keeping your BVN confidential and following best security practices.